Built in 2017 and located in the well-maintained Holley-Cliff Estates community, this brick 4-bedroom home offers the benefit of no HOA while providing convenient access to shopping, schools, NAS Whiting Field, and NAS Pensacola! Inside, the open living room features vaulted ceilings, a fireplace, and abundant natural light, creating a spacious gathering area. The kitchen is thoughtfully designed with custom maple cabinetry, granite countertops, stainless steel appliances, a large pantry, and multiple dining options including a breakfast bar, bay-window breakfast nook, and formal dining area! The split-bedroom floor plan provides privacy for the primary suite, which features a tray ceiling and a spacious ensuite bathroom complete with a granite double vanity, garden tub, separate shower, private water closet, two walk-in closets, and linen storage. Three additional bedrooms are located on a separate hallway and feature hard-surface flooring with no carpet. A shared guest bathroom, dedicated laundry room, and two-car garage equipped with a mini split for climate control add to the home's functionality. Step outside to a covered patio overlooking the fully fenced backyard. The outdoor space includes a sprinkler system and a 10' x 20' storage shed, providing plenty of room for equipment, hobbies, or additional storage. Also included is a partial generator that runs on gas. Move-in ready and exceptionally maintained, this home combines quality finishes, practical living spaces, a nd a desirable Milton location and neighborhood!