**Assumable FHA Loan @ 2.875% Offered to Qualified Buyers** Live minutes from the beach lifestyle you want, without paying beach prices! Add in a $10,000 seller credit and an assumable 2.875% FHA loan, and this opportunity stands out from the start. Set in the heart of Valparaiso, this well-located home delivers both convenience and flexibility with a functional layout plus a converted garage bonus space, perfect for a home office, gym, playroom, or additional storage (not included in bedroom count). Just minutes from Eglin Air Force Base, dining, shopping, and everyday essentials, the location makes daily living easy. An added plus, you're only about 5 minutes to VPS Airport, making travel in and out of the area incredibly convenient! Spend your weekends exploring Turkey Creek Nature Trail just down the road, known for its clear spring-fed waters, scenic paths, and kayaking. The home is also zoned for highly regarded schools recognized for strong academics and athletics, adding long-term appeal. All of this, while being a short drive to the white-sand beaches of the Emerald Coast, giving you the best of coastal living with the space, accessibility, and value that's getting harder to find. Updates include a newer roof (2019) and a new AC system (2023), so you can move in with confidence. Whether you're searching for a primary residence, second home, or investment opportunity, this property checks the boxes for lifestyle, location, and added financial advantage!