Waterfront living with direct Gulf access - 1313 SE 29th Terrace offers a fully updated home with major improvements already completed and NO flood insurance required. Premium, storm resistant concrete tile roof / This 3-bedroom plus den, 2-bath home features an open layout with a split-bedroom design, 10-foot ceilings, crown molding, and a mix of tile and laminate flooring. The kitchen was fully remodeled in 2024 with quartz countertops, upgraded cabinetry, a built-in coffee bar, reverse osmosis system, and all appliances included. The primary suite includes a spacious bedroom, custom walk-in closet, and a private bathroom with dual vanities, a walk-in shower, and a garden tub. Both bathrooms include Bluetooth speaker/exhaust fan systems. Major updates include new windows (2025), new HVAC (2025), updated window treatments (2023), a custom built-in office desk and bookcase (2024), and refreshed landscaping (2023). New Pool Pump Motor (2025) new hot water heater (2026) The home is connected to city utilities and has no HOA. Outdoor features are designed for the Florida lifestyle, including a below-ground concrete pool with electric heater, resurfaced dock (2025), boat lift, and a new full boat canopy (2023). Enjoy direct boating access to open water from your private canal front dock. 8000lb lift and capacity for up to a 30 foot boat. Additional features include an automatic sprinkler system and a concrete tile roof. Backup generator hookup with manual transfer switch and 13KW dual fuel generator (2023), and Blink security doorbell and camera system. Offered at $724,900 - this is a rare opportunity to secure a move-in-ready Gulf access pool home in a prime SE Cape Coral location.