This house comes with a REDUCED RATE as low as 5.375% (APR 5.891%) as of 04/27/2026 through List & Lock(TM). This is a seller paid rate-buydown that reduces the buyer's interest rate and monthly payment. Terms apply, see disclosures for more information. Experience peaceful waterfront living in this custom-built home with 90 feet of private frontage on Mulat Bayou and direct access to Escambia Bay. Designed with a clean, modern aesthetic, this beautifully appointed residence offers a bright open layout, 9' ceilings throughout, 10' ceilings in the great room, 8' interior and exterior doors, smooth velvet-finish walls, recessed LED lighting, and waterproof wide-plank flooring in the main areas. The great room is anchored by an oversized floor-to-ceiling brick wood-burning fireplace with a solid cedar mantle. The kitchen features premium custom cabinetry, quartz countertops and backsplash, custom vent hood, high-end appliances, soft-close dovetail drawers, designer hardware, pot drawers, and a large island with built-in dual trash storage. A butler's pantry with sink, cabinetry, microwave, and open shelving adds function and storage. The triple-split floor plan offers privacy and flexibility with two guest bedrooms sharing a full bath, a secluded primary suite with dual vanities, soaking tub, oversized walk-in closet, private water closet, and dual-head shower, plus a separate bedroom and bath ideal for guests or a home office. Built-in desk nooks add versatility. Exterior features include brick with mortar sac finish, Hardi siding, double French front doors, soffit lighting, ridge-vented roof, 25-year architectural shingles, Low-E dual-pane windows rated for 140 mph winds, zoysia sod, limestone perimeter drainage, and a private inset rear patio. The oversized garage attic is engineered for future expansion, with framed space for a two-bedroom guest suite and up to 1,550 square feet of additional usable space.