Great value with endless potential--make this 3-bedroom, 2-bath home your own! Tucked away on a paved cul-de-sac with no HOA, this property offers both privacy and convenience. Located just minutes from the beach, Panama City, the Navy base, Pier Park, shopping, parks, schools, and dining. Step inside to a cozy living room featuring a charming corner brick fireplace. The converted garage, complete with a closet and A/C venting, provides flexible space--perfect for a 4th bedroom, home office, or additional storage. Enjoy the private backyard with a shared fence and a newer 10x12 storage building, ideal for tools or outdoor gear. Major updates include: Roof (6 years old) Water heater (3 years old) Three new windows with lifetime warranty (installed August 2023) New patio slider door A/C approximately 11 years old and in good working condition Fresh interior and exterior paint. Are you sick of your AC bill fighting this FL heat?? sweat no more! we got the perfect solution to those outrageous utility bills! Energy-efficient solar panels help keep utility costs low, with a $159.15 monthly lease and an average electric bill around $25. Don't miss this opportunity to own a well-located home with room to customize and grow!