* Motivated seller offering up to $4,000 in closing costs for a limited time! * Tranquil cul-de-sac living in the heart of Panama City, just minutes from shopping, dining, schools, and the beaches. This move-in ready home offers the perfect balance of modern comfort and outdoor lifestyle - with no HOA restrictions. Inside, you'll find an open and inviting layout with updated finishes throughout, a stylish kitchen featuring granite countertops and stainless-steel appliances, and spacious living areas ideal for everyday living or entertaining. Step outside to a private, fully fenced backyard designed for enjoyment and functionality. Highlights include a pergola for relaxing or hosting guests, a fire pit for evenings outdoors, and a pole barn/workshop offering exceptional storage, hobby space, or utility use - a rare feature at this price point. Located in a quiet neighborhood while still providing quick access to Panama City Beach, St. Andrews State Park, and local conveniences, this home is ideal for buyers seeking flexibility, space, and lifestyle. Seller is highly motivated and open to offers. This is an excellent opportunity to secure a well-maintained home with unique outdoor features in a prime location.