Waterfront living meets space, privacy, and outdoor recreation in this beautifully maintained 3-bedroom, 2-bath brick home situated on a rare 0.54-acre lot in the Bay View area of Callaway. Offering approximately 2,400 square feet of living space, this home features a spacious primary suite with a walk-in closet and jetted soaking tub, a cozy gas fireplace, and a climate-controlled Florida room that provides additional year-round living and entertaining space. Launch a kayak directly from your backyard and explore the connected bay waters. One of the property's most unique features is its direct frontage on a slough that connects to the bay, providing water access right from your backyard. Whether you enjoy kayaking, fishing, wildlife viewing, or simply relaxing by the water, this property offers a lifestyle that is increasingly difficult to find. The outdoor amenities are equally impressive. The property includes a kayak rack with kayaks, a fenced backyard area, a standalone storage shed, and a large concrete parking pad suitable for boat storage, trailers, recreational vehicles, workshop space, or additional parking. Gardening enthusiasts will appreciate the three established 4' x 8' raised garden beds and numerous fruit trees throughout the property. Additional features include a two-car garage, a recently installed water heater, mature landscaping, and ample room to enjoy outdoor living on more than half an acre. Conveniently located near Tyndall Air Force Base, shopping, dining, schools, and Panama City amenities, this property combines the convenience of town with the space, privacy, and waterfront access often associated with much larger properties. Whether you're searching for a family home, a place to pursue outdoor hobbies, or a property with direct water access and room to grow, this Bay View gem offers a unique opportunity to enjoy the best of Florida living.