Soak up the beach vibes and low-maintenance lifestyle at Plazas of St. Thomas on Grand Lagoon. This top-floor, fully furnished, turn-key studio offers 623 square feet of vacation-ready coastal living in the heart of east Panama City Beach. Inside, tile floors run throughout, the kitchen features white cabinets with upgraded quartz countertops, and the bathroom includes a double vanity and a shower/tub combo. The unit sits on the third/top floor. At this price point, it's an affordable way into a PCB condo on Grand Lagoon. Plus it's versatile enough to be a primary residence, a second home, or an income-producing short-term rental. The community brings the true resort feel: an in-ground pool, boat/fishing dock, tennis court, shuffleboard, BBQ area, gated entry, plus on-site boat parking for convenience. Beach access is easy; right across the street and less than a block away. The HOA is $1,291 per quarter (or approx $430/month) and covers water, sewer, grounds, pool, dock, gated security, and master association. The building passed its Milestone Inspection. The complex sits in St. Thomas Square, with Gulf beaches, shopping, dining, and local favorites like Tootsie's Orchid Lounge all close by. Schedule your showing today! A video tour is also available.